Toyota 4Runner: car loan interest deduction by model year
Whether a Toyota 4Runner qualifies is decided vehicle by vehicle: its final assembly must have been in the United States. Pick your model year for details, or decode your VIN to see the plant country NHTSA reports.
Common questions
- Does the Toyota 4Runner qualify for the car loan interest deduction?
- It depends on where each individual Toyota 4Runner had its final assembly. Only vehicles assembled in the United States qualify, and the loan must be a new-vehicle personal loan incurred after December 31, 2024, secured by a first lien. Check your VIN to see the plant country.
- Which Toyota 4Runner model years are covered?
- This site has pages for the 2025, 2026, 2027 Toyota 4Runner. The deduction applies to taxable years 2025 through 2028, up to $10,000 of interest per year.