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Lincoln Navigator: car loan interest deduction by model year

Whether a Lincoln Navigator qualifies is decided vehicle by vehicle: its final assembly must have been in the United States. Pick your model year for details, or decode your VIN to see the plant country NHTSA reports.

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Common questions

Does the Lincoln Navigator qualify for the car loan interest deduction?
It depends on where each individual Lincoln Navigator had its final assembly. Only vehicles assembled in the United States qualify, and the loan must be a new-vehicle personal loan incurred after December 31, 2024, secured by a first lien. Check your VIN to see the plant country.
Which Lincoln Navigator model years are covered?
This site has pages for the 2025, 2026, 2027 Lincoln Navigator. The deduction applies to taxable years 2025 through 2028, up to $10,000 of interest per year.

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